Motorcycle Insurance that Keeps Your Dreams Moving Forward

With American Family motorcycle insurance, you can rely on our coverage, count on our competitive rates and know you have the support of a local agent near Grand Forks and 24/7 customer support. American Family motorcycle insurance offers coverage for touring bikes, scooters and virtually everything in between. Whether you are looking for coverage for your bike or you need coverage for your accessories too, American Family Insurance has a coverage package to meet your needs.

Our Basic Plan helps protect your motorcycle with collision, comprehensive and liability coverage.

• Collision coverage – for losses caused by a collision, regardless of who is at fault.
• Comprehensive Coverage – for losses not caused by a collision, such as theft, fire or weather.
• Liability Coverage – helps protect your finances. If you accidentally injure someone while riding your motorcycle, certain legal and medal expenses may be covered.

With the Basic Plus Plan, we offer the same protection – plus coverage for the accessories like saddle bags, custom seats, custom paint, custom chrome, luggage racks and sissy bars, trailers, windshields, radio, tape player and tapes, CD player and discs, highway bars, extended forks, and more. Your American Family Insurance agent can also help you select medical expense coverage and uninsured or underinsured motorist coverage. Contact your local American Family Insurance agent near Grand Forks by using the agent locator on the right.

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Insurance Discounts

American Family Insurance offers a variety of discounts to qualified customers.* Availability and eligibility vary by state and policy terms. Contact a local American Family Insurance agent for details on how to maximize your savings without compromising on great insurance coverage supported by outstanding service from agents near Grand Forks.

*Discounts may vary by state, property policy form and company underwriting the auto policy. Discounts may not apply to all coverages on an auto or property policy. All American Family Insurance coverage is subject to terms and conditions and varies by state. Your American Family agent can help explain your individual coverage details.

Boat Insurance For Every Adventurer

American Family Insurance can help protect your dreamboat, whether it's a kayak, sailboat or some other type of watercraft. Our local agents in the Grand Forks area offer the following types of boat insurance and give you peace of mind by helping protect you and other persons using your watercraft with your permission, in case of liability injuries or property damage involving your watercraft.

Boat Property Protection – for most losses caused by accidental damage while being used for boating purposes, in transit or in storage. Our boat insurance policies also cover:

• Emergency Services
• Protective Repairs
• Recovery

You automatically receive up to $1,000 per item and $3,000 total to cover boating equipment, including accessories of the insured watercraft that are not installed by the manufacturer. Additional coverage may also be purchased. Optional coverage can be purchased for personal effects, including fishing equipment while in the watercraft.

Boat Insurance Liability Coverage – for bodily injury or property damage caused by the use of the insured watercraft and boating equipment. In addition, our supplementary protection includes the following at no additional cost:

• Claim and Defense Expenses
• Emergency First Aid

Your American Family Insurance agent can help you select the best coverage for your needs. Contact your local American Family Insurance agent near Grand Forks by using the agent locator on the right.

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Insurance Discounts

American Family Insurance offers a variety of discounts to qualified customers.* Availability and eligibility vary by state and policy terms. Contact a local American Family Insurance agent for details on how to maximize your savings without compromising on great insurance coverage supported by outstanding service from agents near Grand Forks.

*Discounts may vary by state, property policy form and company underwriting the auto policy. Discounts may not apply to all coverages on an auto or property policy. All American Family Insurance coverage is subject to terms and conditions and varies by state. Your American Family agent can help explain your individual coverage details.

Get Your Homeowners Insurance Quotes Today

American Family Insurance can help protect your dream home, so you can focus on your dreams. Contact a local American Family Insurance agent near Grand Forks to get a quote for any of the following types of homeowners insurance:

• Home Insurance – protection you need for your home, personal property and liability.
• Condo Insurance – protection you need in the event that your condominium and your possessions are damaged, destroyed or stolen.
• Mobile Home Insurance – covers damage stemming from hazards such as lightning, hail, windstorms, fire, smoke, explosions, vandalism and theft.

These policies help protect your financial wellbeing due to the loss of your home and possessions. They also provide liability coverage for you should someone become injured in your home due to unsafe conditions. Additionally, our local agents can offer a number of related coverage choices that can be paired with any American Family homeowners insurance policy. Examples of the optional coverage include:

• Identity Theft – an easy and affordable way to arm your entire family against this rising threat.
• Scheduled personal property – specific coverage for specific items such as jewelry, fine arts, collectibles and other miscellaneous personal property.
• Home day care – personal liability and medical expense coverage to homeowner customers who operate an in-home daycare.
• Earthquake and volcanic eruption – for homeowner customers in Arizona, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah and Wisconsin.

Your American Family Insurance agent can help you select the best coverage for your needs. Contact your local American Family Insurance agent near Grand Forks by using the agent locator on the right for details about all of our Homeowners Insurance products and services.

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Insurance Discounts

American Family Insurance offers a variety of discounts to qualified customers.* Availability and eligibility vary by state and policy terms. Contact a local American Family Insurance agent for details on how to maximize your savings without compromising on great insurance coverage supported by outstanding service from agents near Grand Forks.

*Discounts may vary by state, property policy form and company underwriting the auto policy. Discounts may not apply to all coverages on an auto or property policy. All American Family Insurance coverage is subject to terms and conditions and varies by state. Your American Family agent can help explain your individual coverage details.

Buy Renters Insurance Coverage

American Family Insurance can help protect your personal property in the event that you suffer a loss due to theft or damages while renting a house or an apartment. No matter what type of rental dwelling fits your style, be sure you're protecting all it holds with renters insurance from American Family. Contact a local agent near the Grand Forks area for more information about:

• Affordable rates. Get a quick renters insurance estimate.
• An easy application process. To get started, talk to a local agent.
• Outstanding claim service, backed by 24/7 support, should your covered property be damaged or stolen.

Your landlord's insurance doesn't cover your belongings, so if you suffer a loss, the replacement cost could be substantial. Here are just some of the items American Family Renters Insurance covers:

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Renters Insurance Liability Coverage Helps Protect You

Accidents happen. As a renter, you could be held liable for injuries to visitors that occur in and around your home due to unsafe conditions. As an American Family Renters Insurance customer, we can help protect you from many types of liability claims and lawsuits brought by others for accidental bodily injury or damage to their property while in your home or apartment.

An American Family Insurance agent can help you determine the right amount of coverage for your unique needs. Contact your local American Family Insurance agent near Grand Forks by using the agent locator on the right for details about all of our Renters Insurance products and services.

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Insurance Discounts

American Family Insurance offers a variety of discounts to qualified customers.* Availability and eligibility vary by state and policy terms. Contact a local American Family Insurance agent for details on how to maximize your savings without compromising on great insurance coverage supported by outstanding service from agents near Grand Forks.

*Discounts may vary by state, property policy form and company underwriting the auto policy. Discounts may not apply to all coverages on an auto or property policy. All American Family Insurance coverage is subject to terms and conditions and varies by state. Your American Family agent can help explain your individual coverage details.

Life Insurance Protects Your Loved Ones' Dreams

Life insurance helps give your family a financial foothold in the event of your death. Help protect what matters most – the people and things that make up your dreams – with life insurance from American Family Life Insurance Company. Contact a local agent near the Grand Forks area for more information about any of the following types of life insurance policies:

• Term Life Insurance – temporary protection with no cash value to help with a mortgage or other temporary expenses, a choice of 10–, 20– or 30–year level–premium coverage periods and the possibility of converting to a permanent policy in the future, regardless of health.
• Whole Life Insurance – lifetime protection that builds cash value with a premium guaranteed never to increase and 10–, 20– and 30–year payment options making coverage easy and flexible.
• Flexible Premium Adjustable Life Insurance – Coverage that provides an adjustable premium and death benefit that can be issued from birth to agent 80. Designed to meet your changing needs.

Your life insurance premium is based, in part, on your age and premiums are generally lower when you are younger. The sooner you act, the sooner you can take advantage of a lower rate. Somewhere down the road, failing health could prevent you from qualifying for life insurance. The time to buy life insurance is while you are in good health.

Your American Family Insurance agent can help you select the best coverage for your needs. Contact your local American Family Insurance agent near Grand Forks by using the agent locator on the right for details about all of our Life Insurance policies and services.

*Discounts may vary by state, property policy form and company underwriting the auto policy. Discounts may not apply to all coverages on an auto or property policy. All American Family Insurance coverage is subject to terms and conditions and varies by state. Your American Family agent can help explain your individual coverage details.

Protect Your Unique Business Dream

American Family Insurance can help protect your business. Whether you employ hundreds or you do everything yourself, we have flexible coverage options tailored to your unique business needs. Our comprehensive portfolio of business insurance products helps cover your workforce, facilities, vehicles and property.

American Family offers property insurance, commercial vehicle insurance, liability insurance, and small business insurance coverage for a wide range of businesses and service providers. Here's a list of just some of the businesses we cover.

Our local agents in the Grand Forks area understand your community's business needs. As business owners themselves, they also realize the importance of managing expenses and staying focused on the bottom line. We also offer our proprietary, award-winning Business Acceleratory Program. This tool is open to anyone and offers information and motivation for taking your business to the next level.

Contact a local American Family Insurance agent near Grand Forks to get a quote or to discuss any of the following business insurance options:

• Business Owners Policy – Combines property, liability and loss-of-income coverage into a simple package that's customizable to meet your small business needs.
• Business Key Policy – Allows you to pick and choose from property, general liability, inland marine and crime coverages as well as many additional options.
• Contractors Package – Specially designed for contractors with 10 or fewer employees. This package combines the two most-needed coverages – commercial general liability and contractors equipment – with the flexibility to add other coverages.
• Business Auto Policy – Provides liability, collision and comprehensive coverage for your business vehicles.
• Workers Compensation and Employers Liability Policy (not available in all states) – Combines these two important coverages to meet the insurance needs created by workers compensation laws and regulations in individual states.
• Commercial Liability Umbrella Policy – Picks up where your underlying business insurance liability coverage ends, giving you added protection against the financial consequences of major accidents or incidents.
• Nonprofit Directors and Officers Liability – Protects directors and officers from liability claims arising out of alleged errors in judgment, breaches of duty, and wrongful acts related to their service to the organization.
• Flood Insurance – Offered through the National Flood Insurance Program, provides coverage to nearly 21,000 eligible U.S. communities.

Rideshare Insurance for Lyft and Uber Drivers

If you are considering becoming a driver for a company like Lyft or Uber, we’ve got your back!

There are a number of perks that come with driving for a rideshare company: autonomy, a flexible schedule, and the ability to generate extra income in your free time. But, that also means you’ll need extra insurance coverage.

You may have heard about the “gap” in protection – that is because Rideshare companies typically only provide limited liability coverage, and lack collision protection for damage to your car. This gap is most prevalent when you have the app on but have not yet been matched with a passenger. During this time you and your vehicle could be at risk, but rest easy American Family has rideshare insurance to help keep you covered. Contact your local agent to learn about rideshare insurance eligibility in your area.

Your American Family Insurance agent can help you determine the best coverage to meet your business needs. Contact your local American Family Insurance agent near Grand Forks by using the agent locator on the right.

*Discounts may vary by state, property policy form and company underwriting the auto policy. Discounts may not apply to all coverages on an auto or property policy. All American Family Insurance coverage is subject to terms and conditions and varies by state. Your American Family agent can help explain your individual coverage details.